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About Fidelity Youth® What is the Fidelity Youth® Account? The Fidelity Youth ® Account is a teen-owned brokerage account that lets teens save and invest in one account. Teens can also request a debit card to spend from their account. It is not a joint account or a custodial account. There are no subscription fees, no account fees, and no minimums to open the account 1. The teen is the^The Fidelity Youth Account is a brokerage account teens ages 13-17 can own independently to invest and learn—while parents stay connected. Teens can also request a debit card to spend from their account.$The Fidelity Youth Account lets teens aged 13-17 invest in stocks, ETFs, and funds with $0 fees. Here is what parents need to know in 2026.